My Breakthrough
Insurance
Until 2011, there is a moratorium (temporary ban) on insurance companies asking you for any results of predictive genetic tests on the breast cancer genes BRCA1 and BRCA2 when you take out life, critical illness or income protection insurance under a certain amount.
Under this moratorium, insurance companies also agree not to use predictive genetic test results for travel, private medical or long term care insurance. For more information see our section on Genetic testing and insurance and a list of Frequently Asked Questions about genetics and insurance.
However, insurance companies can currently ask you about any current or previous illnesses you and your relatives have had. They are permitted to seek, with your consent, access to certain family medical history, diagnostic (but not predictive) genetic test results, and medical reports from your GP. In some cases, insurance companies may ask you to undergo a medical examination. For more information see family history and insurance.
However, insurance companies can currently ask you about any current or previous illnesses you and your relatives have had. They are permitted to seek, with your consent, access to certain family medical history, diagnostic (but not predictive) genetic test results, and medical reports from your GP. In some cases, insurance companies may ask you to undergo a medical examination. For more information see family history and insurance.
